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We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
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Typically, when you buy a house, you’re not just buying the building itself. You’re also buying the land on which it sits. As you explore the boundaries of the property, you might learn that the home comes right up to the lot line, sometimes with only the narrowest sliver to spare. This is a zero lot line home. Zero lot line homes are not uncommon, but there are some things potential homebuyers should consider before choosing one.
In a zero lot line home, one or more walls of the structure runs along, or very close to, the property boundary. In many cases, the home comes close enough to the lot line to leave only a sliver of outdoor space — hence “zero lot.” Some zero lot line homes may even share walls with adjacent homes, such as rowhouses and townhouses.
These types of properties are most commonly found in urban areas with high-density housing. Minimizing outdoor space while maximizing indoor square footage allows builders and developers to fit more residents into a smaller overall area.
To clarify, here’s an example: As you’re shopping for a home, you find one you like but wonder why it doesn’t have any yard space on the left side. You research the boundary lines of the lot and discover that the left wall of the home runs just inside the property line. That makes it a zero lot line home. But you like everything else about the house and don’t foresee any need to expand or build an addition, so you decide to purchase it anyway.
There are advantages to of this type of residence:
These properties also come with some drawbacks:
A zero lot line property is any property in which the structure of the home touches or comes very close to the boundary of the lot. Because they can be more cost-effective and come with little maintenance, these houses deliver some appeal. But make sure you do your homework before purchasing one, especially when it comes to getting clarity on the actual property boundaries.
Bankrate.com is an independent, advertising-supported publisher and comparison service. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. Bankrate.com does not include all companies or all available products.
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